Credit Card Offers

What Can You Expect for Your Gold Jewelry?

When deciding where to sell your gold jewelry, it’s important to figure out what is a reasonable price to expect. You need to have your gold inspected, so take it to an independent jewelry store (stay away from chains). Get an estimate on the amount of pure gold in your jewelry. It’s not pure gold unless it is 24K. If you have 10K or 14K, or maybe 18K, gold then it’s only partially gold and partially “lesser metals.” The lower your karat amount, the less you will get because you have lesser metals mixed in.

Find out what the jeweler will offer for your piece. Make sure you remember the weight of the gold in your piece because that’s the valuable part of the jewelry. You can the

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The Discover More card is one of the few credit cards that rotates its reward categories. Normally, a rewards credit card is set in its ways when it comes to reward categories. The Discover More card, through it’s Get More program, rotates the bonus category every quarter to something that seems seasonally appropriate. For January through March, you get a bonus on travel and restaurants since lots of people travel (probable to get out of the cold!).

Well, fortunately for us, Discover is also pretty friendly about broadcasting the schedule. H

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One of the ways you can use credit cards to your advantage is to choose rewards cards that offer travel bonuses. You can do even better if you get a credit card associated with one of the airlines. Most of these cards are through major issuers, so you can use them for everyday purchases, while building up miles at a specific airline. If there is an airline that you prefer, you can use an airline credit card to boost your frequent flier miles, and enjoy other perks.

However, you do need to think twice before getting an airline credit card. Airline credit cards often come with high interest rates, so they are not for those who carry a balance.

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Who Has to File Form 6251?

Technically, everyone. Sorry to be the bearer of bad news.

Everyone is required to fill out Form 6251 to determine whether AMT applies or not. Fortunately for those who file their taxes electronically with the help of software, the software should calculate this for you. You may be subjected to AMT but you won’t be subjected to the fun and enjoyment of filling out Form 6251! If you are opting to do it by hand, I recommend using the IRS’s 2010 AMT Assistant because it’ll tell you in 5-10 minutes whether or not you need to fill out Form 6251. In or

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We’re into another year, and you probably have some New Year’s resolutions aimed at building wealth. Many people, though, find themselves behind in their goals at this point in the year. Even if you have gone off track a little bit, it’s not too late to get back on the right path. There are a number of actions you can take to improve your financial situation for the rest of the year.

If you are looking for some wealth-building ideas, you might try one (or all) of the following five actions to help you take a few more steps down the road to financial freedom:

1. Pay Down Your Debt

One of the first rules of building wealth is keeping your own money. That

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Bank of the West is offering a $100 promotion for new personal checking accounts opened between February 14th, 2011 and March 25th, 2011. You must deposit at least $100 and set up a monthly direct deposit of at least $250 each (you can’t do two deposits that sum up to more than $250, it must be one), with the first deposit coming within 60 days. If you don’t want to setup a direct deposit, you have to make 10 bill payments of at least $25 each to a third party business using Bank of the West Online Banking.

You can apply for the promotion here and their Free Checking is eligible. Fre

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