Credit Card Offers

The National Small Business Association will soon reveal statistics that show small business owners are using their credit cards more often despite being unable to pay down their balance every month as they had in the past, according to a report from the Wall Street Journal. Over the last two years, many small business owners have seen their debt balloon into the range between $10,000 and $25,000 while fewer carried less than $10,000 in debt.

Between June and December 2010, the number of small business owners who paid off their total balance every month dipped from 56 to 54 percent, while the amount of those with a balance of less than $10,000 on their account declined to 21 percent from 23 percent, the report said.

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Where do you bank? Have you ever considered WHY you bank where you do? What would another bank have to offer to make you switch banks? If you’re dissatisfied with your current bank, check out Aurora Bank.

Founded in 1921, Aurora Bank was originally called Delaware Savings and Loan Association and currently has offices in California, Colorado, Indiana, Missouri, Nebraska, New Jersey and New York. But because of online banking, all a bank needs today is ONE office … and a connection to the Internet … to begin connecting with customers and offering things like:

1. Checking accounts
2. Mortgages
3. Savings accounts
4. Money Market accounts
5. Certificates of Deposit (CDs)

Though it doesn’t offer a rewards program like PerkStreet, Aurora Bank has a high yield checking account with a current rate of 0.84% when you maintain an average daily balance over $1000. As a me

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Nearly five years ago, I considered Lasik eye surgery but I never pulled the trigger. It wasnt that I was afraid or concerned, I was just used to contact lenses, they didnt bother me, and I felt like I didnt need to fix something that wasnt broken.

Fast forward to this year and my contacts are becoming less and less comfortable. On several occasions my eyes have been really bothered by them to the point I keep them out most of the day when Im working from home. The only times I put them in are when I play sports and when we go out, its just more convenient.

The most common concern when it comes to Lasik is the price.

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One of the ways to make things easier on yourself come tax time is to have your financial documents already organized. Happily, this doesnt have to be a big production. Getting the framework in place doesnt need to take very long, and once you have things set up, its fairly easy to keep with it.

Having a system for your financial documents is a good way to help you access information that you need quickly, as well as help you get everything you need for tax purposes simply and easily.

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Since I’ve started working from home, I’ve noticed how much stuff we really own. We have piles of books that won’t fit on our shelves, school supplies being stored until the new semester starts, and a bunch of family items lying around. In short, our offices are cluttered with a ton of items that we either need to sell, store, or toss. We are tackling this problem this weekend and over the next two weeks. If you have found that your home is packed to the brim with your stuff too, then you may want to simply your life like me.

The easiest way to declutter your home is to just throw all of your old junk away. Some

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Math for Grownups by Laura Laing, a personal finance writer with a background in Mathematics and who once taught high school math for four years, is a book that seeks to reteach you all the arithmetic you forgot from school. And this book delivers on that simple promise.

One of the common complaints about our educational system is that high school is mostly preparation for college. If you dont go to college, very few of the classes translate to real life (how many high schools offer any sort of personal finance education?). Even if you go to college, your high school classes are simply preparation for the college classroom, not college life.

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