Kevin Mountford continued: “For those who are continually struggling to stay out of the red before pay day each month, I would advise spending a few minutes to check through all outgoings, in order to work out where savings can be made. Reviewing your personal finances to see where savings can be made can help you release vital cash which can help alleviate the financial pressure.”
Dear Cashing In, I am looking for a rewards card, and see that many offer special rotating discounts for certain classes of merchandise. I’m sorry, but I’m a busy man, and don’t think I want to spend the time tracking what’s on discount every quarter. My question then is in regards to the online stores that most of the big rewards cards have, where you spend your points for electronics or other merchandise. The items cost 25,000 points for this, 15,000 points for that. This is where I get confused about whether I’m getting a fair deal. When you translate the points into dollars spent, are the prices of these online rewards card shops any bargain?
The nations 31 million credit cardholders can expect to start seeing a new type of credit card statement land on their doormat for the first time.
The new annual statement, which has been developed by The UK Cards Association in partnership with the Department for Business, Innovation and Skills, will help customers see at a glance how they have used their credit card over the previous 12 months, as well as any fees and costs incurred.
Melanie Johnson, Chair of The UK Cards Association says: “Annual credit card statements will help empower customers by giving a clear view of how theyve each managed their plastic over the past year.
Dear To Her Credit, I had some credit cards back in 1996. At that time, I was married. My husband and I divorced in 1997. I got my maiden name back during the divorce. I received credit card bills in my married name for several years, but then it changed to my maiden name. I have not paid on these credit cards bills since 1997.
How many years can the credit card company go back? The credit card company has been bought out several times now. They offered me a settlement, but I still have not paid them. I live in Kentucky.
I started receiving Social Security Disability in 2000, so I’m on a very limited income now. I am living from month to month on my disability checks.
There is no one-size-fits-all debt solution out there, so its important to understand your personal financial situation and what your goals are.
For most people, the only difference between the gas they buy at the station down the street and the one that’s all the way across town is the price. Because gas is a commodity, retailers work hard to inspire long-term loyalty through perks and rewards.
Gas rewards cards are one way that companies seek to win you over — but not all cards are created equal. Some don’t offer a single reward, while others pile on hefty discounts, rebates, and special deals. Store cards are often the easiest credit cards to get, while co-branded cards (the result of partnerships between retailers and networks such as Visa and MasterCard) often offer better interest rates and rewards than their store card counterparts.