Category Archive for Credit Cards

How to Avoid Spending $600 on Back-to-School Shopping

It seems like just yesterday we were kicking off our summers and getting ready for a nice, long beach vacation. But now the time is nearly here to say “goodbye” to summer camp, family vacations, and warm summer nights.

Suddenly we’re putting away our suitcases and pulling out our backpacks because it’s back-to-school time! It all starts with the all-important back-to-school shopping list. This year, the National Retail Federation estimates that total spending on grades K-12 will reach $22.8 billion—or an average of $603.63 per student.

Credit Karma’s here to challenge you to spend a little less and make it the most frugal year yet. We’ve racke

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Friday Roundup: 5 Essential Real Estate Closing Tips & Process Checklist

Citi, Chase launch new travel rewards cards as competition heats up

Given some of the really quite rude things that he often says about banks and card issuers, you probably wont be too shocked to learn that your blogger doesnt have a single friend working for any of Americas credit card companies. So the mental picture he has of the scene in JPMorgan Chases marketing department on Monday morning is based entirely on speculation, and perhaps a little wishful thinking.

Chase executives must have spent months working with people at United Airlines to develop the new United MileagePlus® Explorer Card.

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Banks will have to reveal credit score if application is denied or downgraded

Many people will recognize it: that dread sinking feeling in the pit of your stomach when your mortgage, auto loan or credit card application is refused. Its almost as bad when a bank quotes a range of loan or credit card rates in its promotional literature, and you end up with a rate thats uncomfortably high. You ask yourself: What have I done wrong now?

Credit score information disclosure to improve

Well, soon lenders will be required to tell you what they think youve done wrong.

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Credit Unions Are Cool, Too!

According to CUNA’s 2011-2012 Survey of Potential Members, roughly 70% of consumers age 18 to 24 are “not at all familiar” with credit unions. This startling fact should have credit unions shaking in their boots, but many have stepped up to the challenge to prove to generation Y that credit unions can be cool.

Here are a few innovative methods credit unions are using to appeal to a younger demographic.

Creative Contests

Elevations Credit Union has launched an imaginative limerick-themed contest, encouraging members to submit a rhyming five line poem about their dislike for big banks. The g

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Car Title Loan: Tiny Instant Loan

Do you want to find a way of easy cash in urgent needs? Car title loan is one means you can approach. Worrying will not fetch you money, but opening eyes and thinking of a way will. Car title Loan is very easy to acquire. The creditors just need some prior information about the car, the owner, insurance of the car, any other liability on it or a loan etc.

All this, helps the money lender to get a clear way to lend money. You still keep your car while you have taken a loan over it. This format of lending also gives you an option of re-financing or extending this loan to get more money. Read full post…

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