Benefits of Interest Free Credit Cards

If you are currently looking for a new credit card, it is certainly worth doing a bit of research to make sure you get exactly the right one for your needs. One popular type of card is the 0% interest credit card, which can be very useful for many consumers. This article takes you through how they work and some of the key benefits.

What are they?

Interest free credit cards essentially do what they say on the tin. They offer you the chance to make purchases on your credit card at a 0% rate of interest. Read full post…

What’s Going on With Google Wallet?

Google just cant seem to catch a break these days. With the less than ideal feedback on its new Facebook rival, Google Plus, along with several other unveilings over the past couple of years, it seems as though the search engine giant is good at, well, being a search engine giant. Now, Google Wallet is taking an embarrassing hit and announced it was suspending all of its prepaid debit and credit card capabilities. This is all due to what its calling a security flaw. Heres how it went down.

On Saturday, Google to the web and announced there was a flaw in Google Wallet.

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3 in 4 Aussies use credit cards to pay bills, study shows

Nearly three in four Aussies use their credit cards in order to pay for bills and weekly groceries, a new study has shown. The research was conducted by retail giant Coles, as it looked to promote its own new plastic offering, the Herald Sun reports. Bosses at the firm are hoping to steal a march on rival supermarkets and banks by providing customers with an updated version of its Coles MasterCard.

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Kalixa celebrates 3rd birthday with free* card giveaway

Kalixa, the prepaid MasterCard from Vincento Payment Solutions Ltd., is three years.

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How much does it cost to raise a child?

There’s plenty of data around on the cost of living generally, but not so much on the cost of specific things like raising a child.

According to the latest figures(pdf) from Liverpool Victoria (LV=) it costs around £218,000 to raise a child in the UK. This equates to around £10,400 a year, £865 a month or £28.44 a day.

But how does LV= get this total cost?

The figures assume a typical household where the child:

  • attends a private nursery from six months until they are five as both parents will return to work
  • attends state school, full time from age 5 to 18
  • takes an annual holiday from the age of one
  • attends university for three-years where tuition fees and living costs are paid in full by the parents

Given this typical household, various scenarios and how much they would costs were considered for the child at different ages.

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Erica Sandberg: What happens when you’re sued for a credit card debt

Dear Opening Credits, I am being sued in civil court over a credit card debt. I haven’t worked in over two years and just started getting Social Security Disability this month. What do I need when I go to court, and what can they do to me since I can’t afford to pay it? Thank you. — John 

Dear John, This is exactly what I warn people about. If you don’t pay your bills, the lender can sue you for the debt. It won’t happen every time, but it’s always a possibility.

And it’s happening to you, which is a very scary feeling. Now what should you do? Well, first make it a priority to go to court on the date that is printed on the summons.

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How to Choose the Right Dentist for You

Choosing the right dentist for you and your family can be quite difficult these days. It all simply depends on your healthcare insurance and what that insurance covers and what not. If you have just gotten a new healthcare plan and you are looking to get into the dentist, then there are a few things that you should consider before you take the big step into taking care of your teeth.

The first aspect that you want to consider is location; you want to be able to find a dentist that is going to be easy for you to get to. With gas prices these days nobody really wants to have to drive very far in order to get to their personal dentist.

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